Dec 29, 2023 • 12 min read

If you’re dining out frequently, make sure you’re maximizing your points with these top cards © portishead1 / Getty

This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy.

Best Travel Credit Cards for Foodies in 2024

When making the most of a meal, what’s more delicious than stretching a dollar? The best travel credit cards for foodies fuse good eating with significant savings and one-of-a-kind experiences.

Maximize Your Budget with Bonus Rewards

Having a credit card that earns bonus rewards on food is a fantastic way to save money. With these cards, you can earn points or cash back on purchases made at grocery stores, restaurants, and food-related establishments, allowing you to get more bang for your buck.

Top Picks for Foodie Travel Credit Cards

1. American Express® Gold Card: Best Overall Credit Card for Foodies in 2024

The American Express Gold Card: an excellent dining option © The Points Guy

This card earns 4 points per dollar spent on dining at restaurants worldwide (on up to $50,000 in purchases per calendar year), with additional rewards on flights and supermarket purchases.

Welcome bonus: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases in the first 6 months.

2. Citi Premier® Card: Best Budget Card

The Citi Premier® Card © John Gribben / The Points Guy

The Citi Premier® Card provides 3 points per dollar at restaurants, supermarkets, gas stations, hotels, and for air travel, making it an attractive option for food enthusiasts.

3. The Platinum Card® from American Express: Best for Exclusive Experiences

The Platinum Card® from American Express © Ryan Patterson / The Points Guy

This card offers Global Dining Access by Resy and annual Uber Cash benefits, providing exclusive dining reservations and food delivery discounts.

4. Chase Sapphire Reserve®: Best for Food Delivery

The Chase Sapphire Reserve® card © The Points Guy

Earn 3 points per dollar on dining purchases and enjoy benefits like complimentary access to DashPass for food delivery services.

5. Capital One SavorOne Cash Rewards Credit Card: Best for No Annual Fee

Capital One SavorOne Cash Rewards Credit Card © The Points Guy

This card provides 3% cash back on dining as well as no annual fees, making it a popular choice for savvy foodies.

Who Should Get a Credit Card for Dining?

If you often dine out or order takeout, a credit card earning bonus points on dining could be a beneficial financial tool. Conversely, if your dining expenses are low, you may want to consider other credit card benefits before applying.

How to Choose the Best Credit Card for Foodies

When selecting a dining credit card, consider the available rewards. Look for cards with high reward rates in dining and grocery shopping, and additional perks that suit your lifestyle. Always evaluate any associated annual fees against the benefits you expect to receive.

Credit Card for Foodies FAQ

What is the Best Card for Restaurants?

The American Express® Gold Card is highly recommended, offering 4x points for every dollar spent at restaurants worldwide and additional benefits that enhance your dining experience.

Are Dining Credit Cards Worth It?

They can be worthwhile if you spend significantly on dining, especially if coupled with no annual fees and appealing dining perks.

Is it Better to Use Debit or Credit Cards to Buy Dinner at a Restaurant?

Using a credit card generally offers better consumer protection and potential rewards, making it the preferred choice for dining expenses.

* Eligibility and Benefit levels vary by Card. Terms, Conditions, and Limitations Apply. For more details, visit the card issuer’s official site.

Editorial disclaimer: Opinions expressed here are the author’s alone. This article was first published on Jul 31, 2023, and updated on Dec 29, 2023.

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